Want to jump straight to the answer? According to our experts, Stellar (XLM) is a good investment with an investment grade rating of 3.5/5 based on the user behavior, developer activity and market maturity factors that trying to assess the overall health, applicability and probability of growth of the project.
You can Buy Stellar with Credit Card or Debit Card in 3 easy steps:
In the following sections, we will explain the process to buy Stellar (XLM) with credit card or debit card in greater detail.
Please note that Cryptocurrency investments are high-risk investments. Any investment decision is under the responsibility of the individual.
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Stellar and the non-profit organisation backing it, namely the Stellar Development Foundation, were created in 2014 by Jed Mc Caleb, the founder of Ripple. In fact, the birth of Stellar was the result of being hard forked into Stellar. Like its parent crypto Ripple, Stellar is also focused on achieving the increased efficiency of cross-border payments. Under the motto “finance with a mission” the Stellar Development Foundation is a non-profit organization that this sets Stellar apart from other cryptos.
In essence, Stellar is a cross-border, payment and transfer system aiming to enable the connection between financial institutions, in a manner that reduces both transaction costs and time delays. Aiming exactly to improve the overall state of the global financial system through the drastic reduction of transaction time and cost, Stellar offers the use of its network for free to both individuals and institutions, and ensures its operational costs are covered internally or through donations, primary from institutions, such as Google.org. Stellar’s primary focus are the economies of developing countries and providing access to individuals who are left outside the scope of traditional banking services or have no access to such.
|Fast cross-border payments between individuals||Competitor of XRP without first mover advantage|
|Negligible fees||Nodes are privately held for consensus algorithm, with little financial incentive|
|Not-for-profit philosophy = inclusive global payment system compared to XRP||Small centralised development team|
Compared to its parent and closest competitor Ripple, Stellar is more decentralized and the fact that it is a non-profit venture gives it more credibility and acceptance, as well as help it gain user trust.
Stellar’s success is reflected by the fact that it has already managed to secure strategic partnerships with over 30 banks globally, as well as coveted organizations like Deloitte and IBM.
Stellar’s focus on the niche of international payments, means it comes in direct competition and comparison with many other coins who are targeting the same space, chief amongst them being Ripple.
Though around since 2014, Stellar did not see much traction as an asset before 2017, when favoured by the overall explosion in crypto prices it achieved an incredible return of 21,694%, with its price growing from$0.0039 in April 2017 to $0.85 in January 2018. Following some ups and downs, its current price stands around $0.60 and its popularity is rising as its vision to bring financial inclusion to remote areas and people who are left out finds support and resonates well with users across the globe.
* The prediction figures outline some of the Potential high and low of Stellar (XLM) price prediction forecasts for the years 2021, 2022, and 2025 based on the data collected from various sources meant strictly for educational purposes only and not taken as investment advice.
By the end of the year 2021, using forecast and algorithmic analysis, our price prediction forecasts suggest that one Stellar will reach an average price of $0.52, which will be an impressive 180% growth from it's current market price.
By the end of the year 2022, our price prediction forecasts suggest that one Stellar will reach an average price of $0.705, which will be an impressive 244% growth from it's current market price.
By the end of the year 2025, our price prediction forecast suggests that one Stellar will reach an average price of $1.55, which will be an impressive 537% growth from it's current market price.
There are several online sites and platforms where people from across the globe can buy Stellar at good exchange rates and with low or no transaction fees. To aid your quest we have comprised a list of some of the most popular methods and platforms to buy Stellar from and your strongly advised to consult this list before making your first purchase of or investment in Stellar.
It only takes a few easy steps to buy Stellar with credit card instantly. Speed matters - get instant confirmation, minimal registration & KYC verification!
Stellar is a strong competitor in its niche mainly because it operates according to the Stellar Consensus Protocol (SCP), which works differently than the proof of work and proof of stake consensus types used by other cryptos. The SCP is more dynamic and decentralized and also promotes organic network growth, encouraging thus the participation of new members to the system.
The Stellar decentralized model is also attractive due to the its excellent security and privacy features, while the platform can also provide multisigns and smart contracts, as well as being scalable to accommodate a wider pool of users, including those individuals who otherwise remain unbanked.
Stellar’s design as an international payments protocol holds both great potential and great ambition and its good prospects are reflected by the tenacity it has displayed in recent years. Thus, there are justifiably high hopes regarding Stellar’s future growth, rendering it an attractive investment and these are backed by its strong features. Such features include having significantly lower costs than other cryptos, the fact that it is completely decentralized giving room to incorporate more participants to the network, and most importantly ensuring high transaction speeds, since it may process 2000 transactions per second, ensuring that no transaction needs more than 5 seconds to be validated.
Because Stellar (XLM) is focused on catering to the needs of a very specific niche market, the greater risk it is exposed to is the competition it may face from other cryptocurrency networks which might try to create a better platform and attempt to take traffic and users away from Stellar, thus negatively affecting it’s stock value.
There is no guarantee that you will make a profit when you invest in Stellar. However, to give yourself the best chance possible we have hand-picked the three most valuable such strategies, which you can find below:
The Stellar cryptocurrency is relatively well established and already ranks in the top cryptocurrencies list, offering a more than decent market cap. Due to the stability and high transaction speeds it offers most crypto analysts and enthusiasts are confident that its future is rosy and investing in Stellar is a wise move, since Stellar has holds both promise and potential.
In this guide, the aim wasn’t only to answer simple questions like “how to buy Stellar?” or “where to buy Stellar?”. Instead, the goal was to equip you with the relevant knowledge and insight to be able to see and understand the bigger picture as well as make your Stellar investment journey as successful and as profitable as possible!
However, Binance isn’t exactly a beginner friendly way to buy Stellar (XLM). Let's just get straight to the point:
|Provider||Payment Method||Fees (Approx.)|
|Kraken||UK Bank Transfer||< 1%|
|Wirex||Debit Card Fees||2.5%|
|Crypto.com||Debit Card Fees||2.99%|
|Coinbase||Debit Card Fees||4%|
|Cryptopay||Debit Card Fees||4%|
More information on legal and regulatory status of crypto assets in the UK can be found on our latest publication on How to buy Bitcoin in the United Kingdom
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