Want to jump straight to the answer? According to our experts, Ripple (XRP) is a good investment with an investment grade rating of 3.2/5 based on the user behavior, developer activity and market maturity factors that trying to assess the overall health, applicability and probability of growth of the project.

You can Buy Ripple with Credit Card or Debit Card in 3 easy steps:

  • Make a Ripple wallet - we suggest Zeply wallet.
  • Fund your Ripple wallet: Pay with your Credit Card or Debit Card and receive your XRP.
  • Buy and sell XRP instantly by signing-up and starting a transaction on one of the suggested trusted crypto brokers on our list - we suggest TradeOr just by providing your wallet address.

In the following sections, we will explain the process to buy Ripple (XRP) with credit card or debit card in greater detail.

Please note that Cryptocurrency investments are high-risk investments. Any investment decision is under the responsibility of the individual.

3.2 / 5

Rating breakdown

FCAS Score
Market Opportunity
Underlying Technology
Ecosystem Structure
Core Team
Roadmap Progress

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Did you ever think of making money with Ripple? What is the best way to invest in Ripple? Learn How, When and Where to Buy Ripple in 2021.

Ripple Review and Analysis

Ripple (XRP) statistics & facts

Ripple statistics & facts
Key figure Value
Name Ripple
Symbol XRP
Price Today 0.963375
24 hour % change 7.66
7 days % change 0.82
30 days % change -17.05
60 days % change 36.42
90 days % change 45.77
Total Supply 99,990,247,141
Circulating Supply 46,717,640,571
Daily Volume 3,259,217,080
Market Cap 45,006,612,046


Where and How To Buy Ripple - XRP Buying Guide

Ripple is a very unique cryptocurrency that differs a lot from other cryptos featuring on the top cryptocurrencies list in a variety of ways. Its first unique feature is the fact that it was founded back in 2012 with the clear aim of tackling the problems of the international payment transfers industry and making international transactions easier, faster and simpler. Unlike most other top cryptocurrencies, in the case of Ripple there is one central entity holding the majority of the coins and that is Ripple labs. Out of the total number of 100 billion XRP that will ever exist, 50 billion are owned by Ripple labs.

By the end of the guide, you should know the following:

  • A brief history of Ripple.
  • What Ripple can be used for.
  • If Ripple is a good or a bad investment.
  • How to buy Ripple.
  • Where to buy Ripple.

Pros and Cons of Buying Ripple

Ripple Pros and Cons
Benefits Risks
Enables fast cross-border payments, particularly targeting businesses Strong competition + regulation in market space = slow adoption
Name recognition and early market leader in payments space Highly centralised nodes, privately held for proof-of-correctness algorithm
Negligible fees Recent delistings from exchanges and halts to trading due to court cases

The Benefits of Ripple

The fees charged by Ripple for an international money transfer are significantly lower than those charged by financial institutions, while Ripple fees are also lower than other cryptocurrencies. Moreover, via Ripple an international money transfer may be completed in a few seconds as opposed to about a week that is needed through regular channels.

Since Ripple is clearly directed towards international payments its team is able to deliver the best solutions targeted at this particular industry.

Since Ripple has ties with big financial institutions, such as American Express and Santander, it is one of the very few cryptocurrency platforms which are being tested out in the real world.

Things we didn't like in Ripple

Contrary to decentralization that is the core idea behind cryptocurrencies, the fact that Ripple labs actually owns half of all the Ripple coins, attracts criticism that Ripple is instead centralized and this is considered a downside by many crypto enthusiasts.

Another con is the fact that since it serves international payments Ripple’s biggest users are banks and financial institutions, who have started developing their own cryptos for international payments purposes.

Historical performance

Though launched in 2012, Ripple’s price has shown noticeable growth since mid-2017, similarly to most other cryptocurrencies. Ever since it has grown enough to now be the third most valuable cryptocurrency with a market capitalization of $34.12 billion. Also, similarly to other cryptos XRP’s top performance in 2017 was followed by a crash in its price by mid-2018, but recovery signs have emerged soon after. Price fluctuations are to expected and as in all cryptos are very much present in the historical performance of Ripple as well.

Ripple price charts

Ripple Price Chart (XRP)

Ripple (XRP) Future Price Forecast Predictions

Ripple Price Predictions
Year Low High
2021 $0.65 $3.95
2022 $1.50 $6.50
2025 $7.60 $36.00

* The prediction figures outline some of the Potential high and low of Ripple (XRP) price prediction forecasts for the years 2021, 2022, and 2025 based on the data collected from various sources meant strictly for educational purposes only and not taken as investment advice.

Ripple (XRP) Price Prediction for the year 2021

By the end of the year 2021, using forecast and algorithmic analysis, our price prediction forecasts suggest that one Ripple will reach an average price of $2.3, which will be an impressive 238% growth from it's current market price.

Ripple (XRP) Price Prediction for the year 2022

By the end of the year 2022, our price prediction forecasts suggest that one Ripple will reach an average price of $4, which will be an impressive 415% growth from it's current market price.

Ripple (XRP) Price Prediction for the year 2025

By the end of the year 2025, our price prediction forecast suggests that one Ripple will reach an average price of $21.8, which will be an impressive 2262% growth from it's current market price.

Where Can You Buy Ripple

There are several online sites and platforms where people from across the globe can buy Ripple at good exchange rates and with low or no transaction fees. To aid your quest we have comprised a list of some of the most popular methods and platforms to buy Ripple from and your strongly advised to consult this list before making your first purchase of or investment in Ripple.

The Best Crypto Trading Platforms in 2021

How to Buy Ripple with Credit or Debit Card on TradeOr

4.7 / 5

Rating breakdown

Ease of Use
Tradable Assets
Deposit and withdrawal
Trading Fees

Things we liked:

 Zero commission policy
 Customers support is available 24/7
 Up to 500:1 leverage
 Low minimum deposit requirement

Things we didn't like:

 No demo account
 TradeOr offers only one payment method – bitcoin

How to Buy Ripple with Credit or Debit Card on Binance

4.7 / 5

Rating breakdown

Ease of Use
Tradable Assets
Deposit and withdrawal
Trading Fees

Things we liked:

 One of the most trusted brands in crypto
 Very fast, easy to use interface
 Binance offers extremely low transaction fees

Things we didn't like:

 Can be overwhelming for people who are new to crypto or trading

How Can You Buy Ripple

It only takes a few easy steps to buy Ripple with credit card instantly. Speed matters - get instant confirmation, minimal registration & KYC verification!

By the end of the guide, you should know the following:

  • Click the Buy Now button.
    Buying Ripple with debit card is easy, fast and risk-free. All you need to do is click the “Buy Now” button and then be safely directed to the check-out page.
  • Fill in the fields.
  • Proceed to checkout.
  • Receive your Ripple.

To help you pick the right choice, we combed through the leading exchange offerings, and reams of data, to determine the best crypto exchanges as well as the top cryptocurrency brokers when it comes to trading and investing in Ripple and other cryptocurrencies.

Ripple investment analysis

To discern whether Ripple is a viable investment for you in 2021 you need to understand the different nature of Ripple, which is often viewed as a disrupter of the transaction industry, and discern whether it is suitable for your own needs and wants as an investor.

XRP does suit the needs of different trader and investor styles and it is an altcoin which is respected and established enough to be holding its position in the top five cryptocurrencies globally. Moreover, as its actual usage is aimed towards the needs of mainstream financial institutions, it is also a good choice for thematic investors, particularly those wishing to invest in the future of payment transactions.

Due to its primary usage and link with the more traditional financial institutions, the price of Ripple is impacted and influenced by different factors than those usually affecting the prices of cryptos and due to this Ripple can also be used as a hedging tool when investing in other currencies.

The price of XRP tends to move in tandem with the general cryptos ecosystem and often with that of Bitcoin and as all cryptos XRP is a highly volatile asset which may offer many short-term trading opportunities, thus making it a very good investment vehicle for day traders.

Risks of Investing in Ripple

Is Ripple (XRP) a Good Investment?

Ripple’s value exploded by an impressive 36,000% in 2017, but when this percentage was translated into actual stock value this was a much less impressive $2.40 stock value. This reveals a risk when investing in cryptos, since high percentages may seem impressive and falsely distract you, so you will need to be able to measure growth in terms of real numbers to have an accurate picture.

Tips on How to Invest in Ripple and Make a Profit

There is no guarantee that you will make a profit when you invest in Ripple. However, to give yourself the best chance possible we have hand-picked the three most valuable such strategies, which you can find below:

  • Tip 1: Set your own specific Financial Goals
  • Tip 2: Dollar-Cost Average Your Ripple Investments
  • Tip 3: Diversify Your Ripple Investment

Overall Conclusion – Final Thoughts

Ripple’s best features are its fast transaction speeds and ease of performing international payment transactions, which ensure it a vast market presence. Since it is centralized and its majority is controlled by its owner company, contrary to other cryptos Ripple cannot be mined, but can only be obtained if it is bought or traded. Some crypto enthusiasts may be put off by this, especially those with the knowledge and resources to engage in mining. Others may see this as an advantage, since it means that the process of getting hold of some Ripple is clearer and more streamlined.

In this guide, the aim wasn’t only to answer simple questions like “how to buy Ripple?” or “where to buy Ripple?”. Instead, the goal was to equip you with the relevant knowledge and insight to be able to see and understand the bigger picture as well as make your Ripple investment journey as successful and as profitable as possible!

Ripple Frequently Asked Questions (FAQs):

Is there an official Ripple website?
Yes https://ripple.com is the official website for Ripple.
Can Ripple reach $1?
Yes, the price of Ripple can reach $1. If the cryptocurrency market rebounds and Ripple reaches new highs, there is potential for it to reach the $1 level later this decade, according to some forecasts if the developments happen as per the Ripple's roadmap. But if Ripple that is currently at $0.96 with a daily trading volume of $3,259,217,080 is unable to break through resistance it could retreat and fail to meet that level. To get to $1 you need to multiply $0.96 by 1.0. To correlate, multiply the market cap by 1.0 and you get a 3,383,123,996.37 market cap. At $1 Ripple will be worth 3,383,123,996.37 which is not a far-fetched valuation in the crypto world.
What is Ripple price prediction for the year 2021?
Ripple might reach $2.3 by the end of 2021.
What will be the Ripple price prediction for 2022?
Ripple might reach $4 before the end of December 2022.
Will the Price of Ripple (XRP) Go Up in 2025?
Yes, the price of Ripple will probably go up in 2025. According to the predictions, the price of Ripple could reach between $7.60 and $36.00 by the end of 2025.
What is the best way to buy Ripple?
Perhaps the Easiest way to buy is by directly purchase Ripple with credit card on Binance. It only takes a few easy steps to buy Ripple with credit card instantly.
  • Click the Buy Now button.
  • Fill in the fields.
  • Proceed to checkout.
  • Receive your Ripple.
What is the best way to store Ripple?
Perhaps the safest place to keep your Ripple are hardware wallets. Only keep Ripple on an exchange while you're trading.
Which wallet should I use to store Ripple?
Although there are some recommendations throughout the site with respect to which crypto wallet to use for storing Ripple, it is advisable to always conduct your own due diligence before trusting money to any third party or third-party technology.
Should I buy Ripple? Is Ripple a good Investment?
Many people want to invest in Ripple (XRP). Ripple is a good investment with an investment grade rating of 3.2/5 based on the user behavior, developer activity and market maturity factors that trying to assess the overall health, applicability and probability of growth of the project. Having said that perhaps is a good idea to buy Ripple due to Ripple following properties and characteristics:
  • Enables fast cross-border payments, particularly targeting businesses
  • Name recognition and early market leader in payments space
  • Negligible fees
How to Buy Ripple (XRP) in the UK with GBP (2021)?
The best and the cheapest way to buy Ripple in the UK is with Binance. With Binance, you’ll be able to buy Ripple (XRP) at the real exchange rate without paying high fees (max 1%). There are six steps to the buying process:
  • Register on Binance and complete their user verification process.
  • Go to the Buy Crypto tab on the top-left of the website.
  • Change the to Pay With Currency to GBP
  • Select the pay with Debit card option.
  • Select Ripple as the coin to buy on the next screen.
  • Click Buy Ripple and review the order details.
  • Complete the payment.
  • You can view the purchased Ripple by going to Wallet > Fiat and Spot from the top-right menu.

However, Binance isn’t exactly a beginner friendly way to buy Ripple (XRP). Let's just get straight to the point:

Best places alternative to Binance to buy Ripple (XRP) in the UK
Where to Buy Ripple (XRP) in the UK with GBP
Provider Payment Method Fees (Approx.)
Kraken UK Bank Transfer < 1%
Wirex Debit Card Fees 2.5%
Crypto.com Debit Card Fees 2.99%
Coinbase Debit Card Fees 4%
Cryptopay Debit Card Fees 4%

More information on legal and regulatory status of crypto assets in the UK can be found on our latest publication on How to buy Bitcoin in the United Kingdom

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