TradingFunds Review and Analysis
Overview
TradingFunds is a Dubai-based proprietary trading firm founded in 2022 that aims to empower retail traders by offering access to funded accounts ranging from $5,000 to $100,000, with the potential to scale up to $600,000. Known for its dual challenge models (1-Step and 2-Step) and biweekly payouts, TradingFunds emphasizes performance-based funding and a flexible, time-unrestricted evaluation process. While the firm advertises competitive profit splits and an aggressive scaling plan, there are a few structural limitations and policy decisions — like limited platform support and restricted strategy types — that traders should review carefully before committing.
Funded Accounts
Upon completing either evaluation, traders receive a simulated funded account of the same size. The profit split begins at a generous 80% and may increase to 90% with consistent performance. The firm processes payouts biweekly, and traders may request their first withdrawal 14 calendar days after placing their first trade on a funded account. Scaling plans are built into the model, and accounts may be doubled incrementally (e.g., from $50,000 to $100,000) provided the trader hits specific growth milestones without breaching drawdown limits.
While the payouts and scaling plan are attractive, it's important to remember that accounts remain simulated. There is no indication that real capital is being deployed, nor does the firm provide transparency about liquidity providers or execution quality. Payouts are profit shares based on simulated account performance, which, while legitimate in terms of reward, may differ from real-market trade execution dynamics.
How to Sign Up with TradingFunds
To get started with TradingFunds, follow these steps:
-
Visit the TradingFunds website and choose a challenge that fits your trading objectives.
- Register an account by providing your personal details.
- Select your preferred payment method—options include Credit Card, UPI, and Cryptocurrencies—and pay the evaluation fee.
- Upon payment confirmation, you'll receive access to a demo account to complete the chosen challenge.
- Successfully passing the challenge grants you access to a funded account, where you can trade and earn profits based on the firm's profit-sharing model.
Challenge Overview
TradingFunds provides two evaluation paths: a streamlined 1-Step Challenge for quicker access to funding, and a more traditional 2-Step Challenge for those who prefer a staged verification process. Both models come with realistic profit targets, drawdown limits, and no time constraints, allowing traders to work at their own pace. This is especially beneficial for swing traders or those who prefer to trade selectively without the pressure of deadlines. What further distinguishes TradingFunds from some competitors is its scaling roadmap, allowing funded traders to progressively grow their capital up to $600,000 by meeting consistent performance milestones over time.
The firm operates exclusively through the TradeLocker platform, offering access to major markets including forex pairs, commodities, indices, and cryptocurrencies. It supports news trading, overnight and weekend holding — all of which are advantages for swing traders and global macro strategists. However, TradingFunds does not allow the use of Expert Advisors (EAs) and explicitly prohibits certain strategies such as martingale, latency arbitrage, and hedging. These restrictions may present challenges for traders who rely on automation or less conventional methods of alpha generation.
Although TradingFunds doesn’t offer instant funding or free trial accounts, it does occasionally run limited-time promotions such as 25% off challenges or a “200% refundable fee” model where successful traders get back double the cost of their evaluation fee. Still, it's important to read the fine print — refund eligibility is usually tied to the first withdrawal from a funded account, and specific terms may apply depending on the offer.
1-Step Challenge: Traders must achieve a 10% profit target without breaching a 4% daily loss limit or an 8% total drawdown. There’s no time limit to reach the goal, but traders must respect all platform and strategy rules throughout the process. This model is best suited for confident, experienced traders who want to fast-track their way into a funded account without the staged process of traditional models.
2-Step Challenge: This evaluation follows the industry-standard phased approach. Phase 1 requires an 8% profit target, while Phase 2 sets the bar at 6%. Both phases apply a 5% daily drawdown and 10% total loss limit. There are no deadlines, and each phase requires minimal trading days to qualify (typically 5 to 10, depending on account size and activity). The two-phase structure is ideal for traders who want more time to prove consistency and prefer a slightly more forgiving risk profile.
One-Step Challenge
- Profit Target: 10%
- Daily Drawdown: 4%
- Total Drawdown: 8% (Trailing, End of Day Balance)
- Leverage: Up to 1:10
- Account Sizes: $10,000 to $100,000
Two-Step Challenge
- Phase 1 Profit Target: 8%
- Phase 2 Profit Target: 6%
- Daily Drawdown: 5%
- Total Drawdown: 8% (Static, End of Day Balance)
- Leverage: Up to 1:30
- Account Sizes: $10,000 to $100,000
Each challenge is designed to evaluate a trader's ability to manage risk and achieve consistent profitability. Successful traders can access funded accounts and participate in the firm's profit-sharing model.
TradingFunds Challenges
| Challenge | Price | Account Size | Steps | Profit target | Profit Split | Max Daily Loss |
|---|
| 5,000 2-Step Challenge | $44 | $5K | 2 | 6% / 6% | 80% | 4% |
| 10,000 2-Step Challenge | $64 | $10K | 2 | 6% / 6% | 80% | 4% |
| 25,000 2-Step Challenge | $129 | $25K | 2 | 6% / 6% | 80% | 4% |
| 50,000 2-Step Challenge | $194 | $50K | 2 | 6% / 6% | 80% | 4% |
| 100,000 2-Step Challenge | $356 | $100K | 2 | 6% / 6% | 80% | 4% |
| 5,000 1-Step Challenge | $44 | $5K | 1 | 10% | 80% | 4% |
| 10,000 1-Step Challenge | $64 | $10K | 1 | 10% | 80% | 4% |
| 25,000 1-Step Challenge | $129 | $25K | 1 | 10% | 80% | 4% |
| 50,000 1-Step Challenge | $194 | $50K | 1 | 10% | 80% | 4% |
| 100,000 1-Step Challenge | $356 | $100K | 1 | 10% | 80% | 4% |
| 5,000 Instant Funding | $82 | $5K | 0 | 10% | 60% | 5% |
| 10,000 Instant Funding | $134 | $10K | 0 | 10% | 60% | 5% |
| 25,000 Instant Funding | $262 | $25K | 0 | 10% | 60% | 5% |
| 50,000 Instant Funding | $487 | $50K | 0 | 10% | 60% | 5% |
| 100,000 Instant Funding | $899 | $100K | 0 | 10% | 60% | 5% |
Pros and Cons
Pros:
- Profit splits up to 90%
- Multiple challenge types and account sizes
- Support for EAs and copy trading
- News trading allowed
- 24/7 customer support
Cons:
- Evaluation fees are non-refundable
- Leverage is limited compared to some competitors
- Relatively new firm with limited historical data
Evaluation Metrics
Overall metrics
- Challenge difficulty: Moderate – achievable profit targets with defined drawdown limits
- Customer support: Available 24/7 via email and live chat
- Fee: Competitive evaluation fees, varying by account size and challenge type
- Payout scheme: Profit splits up to 90%, with bi-weekly payouts
Meet the CEO
Information about the founders or executive team of TradingFunds is not publicly disclosed.
Frequently Asked Questions (FAQs):
What asset types can I trade with TradingFunds?
Forex, Commodities, Indices, and Cryptocurrencies.
Are Expert Advisors (EAs) allowed?
Is news trading allowed?
Yes, news trading is allowed without restrictions.
What are the payout methods?
Payouts are made via Cryptocurrencies and Wire Transfer.
Is the evaluation fee refundable?
No, evaluation fees are non-refundable.
How trusted is TradingFunds?
The trusted source of information on fintech matters SBO, gave TradingFunds a 3/ 5.00 rating based on analysing 20+ criteria and testing. TradingFunds is currently in 0th place in this ranking.
What is the TradingFunds fee?
Fees vary by account size and challenge type.
What is the profit split for TradingFunds?
What is TradingFunds evaluation process?
Offers 1-Step and 2-Step evaluations.
How do I become an TradingFunds Trader?
What is an acceptable max drawdown for TradingFunds?
5% daily / 10% total Maximum Drawdown is the Distance between the highest and lowest points (maximum and minimum peak).
What is TradingFunds Trading Duration / Time restriction?
What is TradingFunds leverage?
What financial instruments can be traded at TradingFunds?
Forex, Crypto, Indices, Stocks
Can I trade news at TradingFunds?
Can I hold trades overnight or over the weekend?
