Rating breakdown

Challenge Assessment
60%
3.0/5
Support
80%
4.0/5
Trading Fees
60%
3.0/5
Payout Scheme
80%
4.0/5

Top alternative: FunderPro


Is ThinkCapital a scam or legit? Is ThinkCapital considered a trustworthy and safe company? Yes ThinkCapital is a safe and secure Proprietary Trading Firm. However, No Proprietary Trading Firm is perfect, and ThinkCapital is no exception. While they do have a lot of pros, there are plenty of reasons why you might be looking for an alternative to ThinkCapital. So which Firms are better than ThinkCapital? Want to jump straight to the answer?

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ThinkCapital Trading Features

ThinkCapital Trading Features. This summary is updated; however, rules frequently change. Always confirm rules with your prop firm.
Trading Feature Value
🖥️ Trading Platforms: TradeLocker, cTrader
💰 Fees: Lightning $59–$949 • Dual‑Step $59–$949 • Nexus $59–$949
🚀 Profit split: 80 % base, add‑on raises to 90 %
✔️ Evaluation: Lightning 1‑phase • Dual‑Step 2‑phase • Nexus 3‑phase
🎯 Profit Target: 10 % (Light) • 8 % → 5 % (Dual) • 7 % → 6 % → 5 % (Nexus)
⚓ Maximum drawdown (MDD): DD: 6 % trail / 8 % static, daily 3–4 %
⌛ Trading Period: No deadline
⚖️ Leverage: 1:30 or 1:100 depending program
🔧 Instruments: Forex, Crypto, Indices, Commodities, Stocks
📰 Allow Trade News: Blocked ±2 min on funded
🔄 Weekend Position: Allowed
💰 Payout Policy: Bi‑weekly, instant once processed (ACH, crypto, PayPal)
Full ThinkCapital review: pricing, rules, programs and profit splits. |

ThinkCapital Review and Analysis

Overview

With raw spreads, bi‑weekly payouts and platform support for TradeLocker & cTrader, ThinkCapital is designed for traders seeking flexible rules and transparent pricing. Programs scale from $5 K to $200 K, letting traders choose between fast evaluation or multi‑stage consistency tests.

Funded Accounts

  • Lightning 1‑phase – 10 % target, 3 % daily / 6 % trailing DD – leverage 1:30 – 80 % split
  • Dual‑Step 8 % → 5 % targets – 4 % daily / 8 % static DD – leverage 1:100 – 80 % split
  • Nexus 7 % → 6 % → 5 % targets – 4 % daily / 8 % static DD – leverage 1:100 – 80 % split

Challenge Overview

No time limits, copy‑trading & EAs permitted (except latency/arb). News trades restricted ±2 min of high‑impact events; weekend holding allowed. Raw‑spread accounts on ThinkMarkets/TradeLocker.

ThinkCapital Challenges

ChallengeFees ($)Discounted Price   $ Grab PromoAccount SizeStepsProfit targetProfit SplitMax Daily Loss
Nexus 5K
$ 59.00
$ 59.00 / $ 59.00 $5K 3 7% / 6% / 5% 80% 4%
Nexus 10K
$ 99.00
$ 99.00 / $ 99.00 $10K 3 7% / 6% / 5% 80% 4%
Nexus 25K
$ 199.00
$ 199.00 / $ 199.00 $25K 3 7% / 6% / 5% 80% 4%
Nexus 50K
$ 299.00
$ 299.00 / $ 299.00 $50K 3 7% / 6% / 5% 80% 4%
Nexus 100K
$ 499.00
$ 499.00 / $ 499.00 $100K 3 7% / 6% / 5% 80% 4%
Nexus 200K
$ 949.00
$ 949.00 / $ 949.00 $200K 3 7% / 6% / 5% 80% 4%
Dual‑Step 5K
$ 59.00
$ 59.00 / $ 59.00 $5K 2 8% / 5% 80% 4%
Dual‑Step 10K
$ 99.00
$ 99.00 / $ 99.00 $10K 2 8% / 5% 80% 4%
Dual‑Step 25K
$ 199.00
$ 199.00 / $ 199.00 $25K 2 8% / 5% 80% 4%
Dual‑Step 50K
$ 299.00
$ 299.00 / $ 299.00 $50K 2 8% / 5% 80% 4%
Dual‑Step 100K
$ 499.00
$ 499.00 / $ 499.00 $100K 2 8% / 5% 80% 4%
Dual‑Step 200K
$ 949.00
$ 949.00 / $ 949.00 $200K 2 8% / 5% 80% 4%
Lightning 5K
$ 59.00
$ 59.00 / $ 59.00 $5K 1 10% 80% 3%
Lightning 10K
$ 99.00
$ 99.00 / $ 99.00 $10K 1 10% 80% 3%
Lightning 25K
$ 199.00
$ 199.00 / $ 199.00 $25K 1 10% 80% 3%
Lightning 50K
$ 299.00
$ 299.00 / $ 299.00 $50K 1 10% 80% 3%
Lightning 100K
$ 499.00
$ 499.00 / $ 499.00 $100K 1 10% 80% 3%
Lightning 200K
$ 949.00
$ 949.00 / $ 949.00 $200K 1 10% 80% 3%

Pros and Cons

Pros

  • Three program types (fast, moderate, progressive)
  • Up to 90 % profit split with add‑on
  • Copy trading & EAs allowed
  • No evaluation deadlines

Cons

  • Static drawdown may feel tight at large sizes
  • No public scaling plan yet

Evaluation Metrics

  • Challenge difficulty: Moderate (10 % / 8 %/5 % / 7‑6‑5 sequence)
  • Customer support: 24 / 5 live chat & email
  • Fee: $59 – $949 (undiscounted)
  • Payout scheme: Bi‑weekly, 80 % base – add‑on to 90 %

Meet the CEO

Leadership team not publicly listed; company registered in Florida with a global remote support staff.

ThinkCapital Frequently Asked Questions (FAQs):


Yes, with the first funded payout.


Yes, on all accounts (except arbitrage).


80 % base, 90 % with add‑on.

The trusted source of information on fintech matters SBO, gave ThinkCapital a 3.5/ 5.00 rating based on analysing 20+ criteria and testing. ThinkCapital is currently in 15th place in this ranking. FunderPro is currently rank as the number one.

You can trade on TradeLocker, cTrader trading platforms.

Lightning $59–$949 • Dual‑Step $59–$949 • Nexus $59–$949

80 % base, add‑on raises to 90 %

Lightning 1‑phase • Dual‑Step 2‑phase • Nexus 3‑phase

10 % (Light) • 8 % → 5 % (Dual) • 7 % → 6 % → 5 % (Nexus)

DD: 6 % trail / 8 % static, daily 3–4 % Maximum Drawdown is the Distance between the highest and lowest points (maximum and minimum peak).

No deadline

1:30 or 1:100 depending program

Forex, Crypto, Indices, Commodities, Stocks

Blocked ±2 min on funded

Allowed

Traders comments and Reviews about THINKCAPITAL

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TrustPilot ThinkCapital TrustPilot Customer Reviews, Feedback and Complaints
Trustpilot On Trustpilot, ThinkCapital has currently 371 number of reviews with a TrustScore (the overall measurement of reviewer satisfaction) of 4.60/5.00. Reviewers embracing ThinkCapital most frequently mention Smooth verification and payouts, and Helpful customer support, and Mobile app is impressive, and Fast processing for USA clients, and Quick response times. ThinkCapital also has a fast and reliable support team that will provide you with all the necessary information you require from them or if you are unsure of anything.

ThinkCapital firm's reply behavior to negative reviews is up to the standard having replied to 9300% negative reviews with a response time to their negative reviews in less than 2 days.

ThinkCapital  Read TrustPilot Customer Reviews, Feedback and Complaints

Real Benefits according to the Positive Users' Reviews

  • Smooth verification and payouts
  • Helpful customer support
  • Mobile app is impressive
  • Fast processing for USA clients
  • Quick response times

Main Complains according to the Users' Reviews

  • KYC rejections cause frustration
  • Account terminations not well explained
  • Support can be unresponsive on complex issues
  • Discord bans without proper justification
Following a detailed review of your case, we identified irregularities in your KYC submission that failed to comply with our terms and service. Such actions conflict with our platform’s commitment to fairness and transparency.

TrustPilot Reviews' Key takeaway

Are you Satisfied with what They Offer?