1of1 Funding Review 2025 – 100% Profit Prop Firm Challenge

1of1 Funding Review and Analysis

Overview

1of1 Funding is a proprietary trading firm launched in 2024 that positions itself as a high-payout, trader-centric platform. With advertised 100% profit splits and access to accounts up to $200,000, the firm is drawing attention for its generous reward model and multiple evaluation formats. Traders can choose between a one-phase or two-phase challenge, depending on their preference for speed versus structure. The company claims to support a wide range of trading styles and instruments, and offers access via four popular platforms — TradeLocker, Match Trader, cTrader, and DXTrade. However, with limited transparency around funding source, execution models, and reported payout issues, traders should approach with a mix of optimism and caution.

Funded Accounts

After passing either evaluation model, traders receive a funded simulated account of equal size. The firm offers accounts ranging from $6,000 to $200,000. While a 100% profit split sounds unbeatable, it's worth noting that this applies only to the simulated account stage, and the firm does not disclose details about what happens in higher scaling phases or whether real capital is ever deployed. Payouts are issued every two weeks, and the initial evaluation fee is refunded after the first successful withdrawal — assuming the trader meets all rules and completes the 14-day requirement without violations.

Account commissions vary depending on platform: $5 per lot on Match Trader, DXTrade, cTrader, and Platform 5, and $7 per lot on TradeLocker. While these fees are in line with some prop firms, they can eat into profits if a trader is highly active. The firm also makes it clear that payout requests will not be honored for traders using prohibited strategies, even if they hit targets — a policy that has been cited as a cause of payout denials in several complaints.

How to Sign Up with 1of1 Funding

To get started with 1of1 Funding, follow these steps:

• Visit the 1of1 Funding website and choose a challenge that fits your trading objectives.
• Register an account by providing your personal details.
• Select your preferred payment method—options include Credit Card, Debit Card, and Cryptocurrencies—and pay the evaluation fee.
• Upon payment confirmation, you'll receive access to a demo account to complete the chosen challenge.
• Successfully passing the challenge grants you access to a funded account, where you can trade and retain 100% of your profits.

Challenge Overview

Unlike many firms that lock traders into a single evaluation pathway, 1of1 Funding offers both 1-Phase and 2-Phase challenges with no time limits, giving traders complete flexibility to trade at their own pace. Profit targets for both formats are fairly standard — 8% in Phase 1 and 5% in Phase 2 (or just 8% if using the 1-Phase model). One major difference from industry norms is the 14 minimum trading day requirement after funding, which delays when traders can request their first payout. Although payout frequency is biweekly after that, the waiting period — coupled with firm-level approval processes — has sparked concerns among users reporting slow response times and delays in receiving earnings.

The standout feature that 1of1 Funding uses to attract attention is its 100% profit split, allowing traders to retain all profits. On paper, this is one of the most lucrative payout schemes in the prop trading space. However, traders should factor in all other costs — including platform commissions (ranging from $5 to $7 per lot) and the fact that these accounts are simulated, not connected to live liquidity or market execution.

Traders can trade a broad set of instruments, including forex, indices, crypto, metals, energies, and stocks, across supported platforms. But despite claims of flexibility, the firm imposes strict rules around automated systems, reverse copy trading, and strategy types like martingale or grid systems. Violating these rules, even unintentionally, may lead to instant disqualification without payout — something that users have reported in various trading forums and third-party review sites. The firm also lacks a formal education or coaching program, which could make it less beginner-friendly compared to competitors offering structured guidance or trader development paths.

1-Phase Challenge: This model requires an 8% profit target with a 3% daily loss limit and a 6% overall drawdown cap. There’s no time limit to achieve the target, making it suitable for swing and position traders. However, the low daily drawdown limit may restrict intraday traders who experience higher volatility in equity curves. Traders must complete 14 trading days in the funded stage before becoming eligible for their first withdrawal, even if the profit target is hit earlier.

2-Phase Challenge: In this format, Phase 1 demands an 8% profit with 4% daily and 10% total drawdown. Phase 2 drops the target to 5% with the same risk limits. Like the 1-phase, there is no upper time limit. This version is more forgiving in terms of risk, though traders still must complete a full 14-day funded period before any payout eligibility.

1of1 Funding Challenges

Pros and Cons

Pros:

• 100% profit retention
• Multiple challenge types and account sizes
• Support for EAs and copy trading between accounts owned by the same individual
• News trading allowed with specific time restrictions
• 24/7 customer support

Cons:

• Evaluation fees are non-refundable
• No balance scaling options
• Relatively new firm with limited historical data

Evaluation Metrics

Overall metrics

• Challenge difficulty: Moderate – achievable profit targets with defined drawdown limits
• Customer support: Available 24/7 via email and live chat
• Fee: Competitive evaluation fees, varying by account size and challenge type
• Payout scheme: Traders retain 100% of profits, with bi-weekly payouts

Meet the CEO

1of1 Funding was founded by TJR and Aden Rao, aiming to transform the prop trading industry by offering traders full profit retention.

Frequently Asked Questions (FAQs):